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CrediSure Consultings

Debt Solutions

Debt Mediation vs Debt Review

CrediSure Editorial Team · 7 July 2026 · 5 min read

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Two different approaches to managing debt — and how to know which may suit you.

Debt review and debt mediation both aim to make debt more manageable, but they work very differently.

Debt review

A formal statutory process with legal protection from creditor enforcement, a credit profile flag and restrictions on new credit.

Debt mediation

An informal, voluntary negotiation with creditors. There is no statutory protection, and creditors are not obliged to accept proposals.

CrediSure Consultings provides credit advisory and assistance services. Eligibility and outcomes depend on individual circumstances, creditor responses and applicable legal requirements. No specific result, credit score improvement, debt deletion or loan approval is guaranteed. Information on this website is general in nature and is not legal advice.

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