Skip to content
CrediSure Consultings

Financial Habits

How to Spot Debt Relief Scams

CrediSure Editorial Team · 22 September 2026 · 4 min read

← All credit insights

Warning signs that a credit or debt service may not be legitimate.

Financial pressure makes consumers vulnerable to offers that sound too good to be true.

Warning signs

  • Guaranteed score increases or guaranteed deletion of listings.
  • Large upfront fees before any work is explained in writing.
  • Requests for your banking passwords or OTPs.
  • Pressure to sign immediately.
  • No physical address or written mandate.

Protect yourself

Ask for a written mandate setting out the scope and fees, never share PINs or OTPs, and report suspected misconduct to the relevant regulator or ombud.

CrediSure Consultings provides credit advisory and assistance services. Eligibility and outcomes depend on individual circumstances, creditor responses and applicable legal requirements. No specific result, credit score improvement, debt deletion or loan approval is guaranteed. Information on this website is general in nature and is not legal advice.

Ready to take the next step towards financial freedom?

Speak to our team about your credit profile and discover the solutions that may be available to you.